This is a very brief outline of a longer report (62 page PDF) on blockchain and web3 by the Future Today Institute. Yes, the report is cheerfully optimistic, perhaps overly so, but its primary benefit will be to help people write use cases for decentralized digital technology, including especially digital currencies. There were certainly additions over and above my own list (slightly dated), for example, 'conditional money' (which can only be used for certain purposes), 'earned wage access' (instead of waiting for payday), fractional ownership and fan ownership models (instead of ownership by billionaires) and distributed earning models. Most of these will have educational analogues.
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