Under the heading of "No, Really?" a Moody's report traces a key implication of MOOCs offered by large big-name universities: Using MOOC's produced by other universities could also lead to faculty and staff cuts, said Karen Kedem, vice president and senior analyst at Moody's and the report's author. The report also predicts that MOOC's will most hurt the bottom line of low-cost local colleges, primarily commuter campuses, and for-profit colleges."
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